Bankruptcy Help

Almatis files for Chapter 11; rejects DIC plan - ArabianBusiness.com
Debt-laden metals company Almatis rejected a refinancing deal by its Gulf owner and filed for Chapter 11 bankruptcy protection on Friday in a move to cut its borrowings and help it emerge with a leaner balance sheet. In a filing with the Southern

JLo’s ex Ojani Noa to start reality show ‘I Owe J.Lo’ - New Kerala
New York, April 30 : Jennifer Lopez’s ex-husband Ojani Noa is starting a new reality show titled, ‘I Owe J.Lo’, to help him avoid bankruptcy, it has emerged. Noa will look to “land menial jobs to pay off a half-million dollar court judgment that he

Almatis files for Chapter 11; rejects DIC plan - ArabianBusiness.com
Debt-laden metals company Almatis rejected a refinancing deal by its Gulf owner and filed for Chapter 11 bankruptcy protection on Friday in a move to cut its borrowings and help it emerge with a leaner balance sheet. In a filing with the Southern

JLo’s ex Ojani Noa to start reality show ‘I Owe J.Lo’ - New Kerala
New York, April 30 : Jennifer Lopez’s ex-husband Ojani Noa is starting a new reality show titled, ‘I Owe J.Lo’, to help him avoid bankruptcy, it has emerged. Noa will look to “land menial jobs to pay off a half-million dollar court judgment that he

HP Purchase Saves Palm From Bankruptcy - The Big Money
One thing they did win was “the elimination of a proposed $50 billion fund” big financial companies would pay for that would “help pay for putting failed banks out of business.” Democrats, who had previously indicated they would be willing to

UPDATE 2-Almatis files for Chapter 11 rejects DIC plan - Interactive Investor
BANGALORE, April 30 (Reuters) - Debt-laden metals company Almatis rejected a refinancing deal by its Gulf owner and filed for Chapter 11 bankruptcy protection on Friday in a move to cut its borrowings and help it emerge with a leaner balance sheet

Most Important Factors to Consider When Choosing the Best Orange - PRLog (free press release)
education about bankruptcy issues. Aside from the free consultation, an excellent lawyer will provide you with educational brochures, reading materials, online resources, and legal articles about bankruptcies. The aim of the lawyer is to help

McKenzies frustrated with bankruptcy - Chattanooga Times Free Press
This man has literally donated millions to this community, but when he had such bad medical problems (after declaring bankruptcy), we couldn’t even get the trustee to help us pay his medical bills,” Mrs. McKenzie said. In early 2009, just after Mr.

Should I Declare Bankruptcy? - Associated Content
The bankruptcy question is one I frequently hear. My answer in 99 out of 100 cases is “No, it would not help you to declare bankruptcy!” As in all cases when a substantial sum of money from an outside source is thrown against a money problem, you

HP Purchase Saves Palm From Bankruptcy - The Big Money
One thing they did win was “the elimination of a proposed $50 billion fund” big financial companies would pay for that would “help pay for putting failed banks out of business.” Democrats, who had previously indicated they would be willing to

UPDATE 2-Almatis files for Chapter 11 rejects DIC plan - Interactive Investor
BANGALORE, April 30 (Reuters) - Debt-laden metals company Almatis rejected a refinancing deal by its Gulf owner and filed for Chapter 11 bankruptcy protection on Friday in a move to cut its borrowings and help it emerge with a leaner balance sheet

Most Important Factors to Consider When Choosing the Best Orange - PRLog (free press release)
education about bankruptcy issues. Aside from the free consultation, an excellent lawyer will provide you with educational brochures, reading materials, online resources, and legal articles about bankruptcies. The aim of the lawyer is to help

McKenzies frustrated with bankruptcy - Chattanooga Times Free Press
This man has literally donated millions to this community, but when he had such bad medical problems (after declaring bankruptcy), we couldn’t even get the trustee to help us pay his medical bills,” Mrs. McKenzie said. In early 2009, just after Mr.

Should I Declare Bankruptcy? - Associated Content
The bankruptcy question is one I frequently hear. My answer in 99 out of 100 cases is “No, it would not help you to declare bankruptcy!” As in all cases when a substantial sum of money from an outside source is thrown against a money problem, you

Detroit economic group says it tried to help Fish - Detroit Free Press
George Jackson, president of the Detroit Economic Growth Corp., said his organization and Detroit’s Downtown Development Authority had done everything it could to promote the redevelopment of downtown’s Paradise Valley district despite

UPDATE 3-Simon cuts voting stock in General Growth bid - Interactive Investor
Simon will now take less than 20 percent voting interest in General Growth as part of its proposed investment in the company to help it exit bankruptcy, the source said. The move follows a General Growth request for some further changes to Simon’s

Consumers Using Debt Relief Programs to Avoid - PR Inside
Courts determined 1,412,838 people filed for personal bankruptcy. Bankruptcy is the most drastic measure for debt relief : and consumers should investigate every option before they declare. Fortunately, there are other professional programs Americans

Detroit economic group says it tried to help Fish - Detroit Free Press
George Jackson, president of the Detroit Economic Growth Corp., said his organization and Detroit’s Downtown Development Authority had done everything it could to promote the redevelopment of downtown’s Paradise Valley district despite

UPDATE 3-Simon cuts voting stock in General Growth bid - Interactive Investor
Simon will now take less than 20 percent voting interest in General Growth as part of its proposed investment in the company to help it exit bankruptcy, the source said. The move follows a General Growth request for some further changes to Simon’s

Consumers Using Debt Relief Programs to Avoid - PR Inside
Courts determined 1,412,838 people filed for personal bankruptcy. Bankruptcy is the most drastic measure for debt relief : and consumers should investigate every option before they declare. Fortunately, there are other professional programs Americans

Aleris seeks OK of bankruptcy exit funding letter - Reuters

Aleris seeks OK of bankruptcy exit funding letter Reuters … agreement with financial companies that would help fund the maker of aluminum rolled products company to exit bankruptcy, according to court documents. … and more »

Freedom Debt Relief Offers Tips to Help Consumers Evaluate Legitimate Debt … - PR Web (press release)

Debt Consolidation Connection

Freedom Debt Relief Offers Tips to Help Consumers Evaluate Legitimate Debt … PR Web (press release) Programs typically provide better repayment terms than a Chapter 13 bankruptcy filing and do not leave a permanent bankruptcy judgment on one's record. … GAO: Some debt-settlement schemes worse than uselessConsumerReports.org (blog) all 4 news articles »

Aleris seeks OK of bankruptcy exit funding letter - Reuters

Aleris seeks OK of bankruptcy exit funding letter Reuters … agreement with financial companies that would help fund the maker of aluminum rolled products company to exit bankruptcy, according to court documents. … and more »

Freedom Debt Relief Offers Tips to Help Consumers Evaluate Legitimate Debt … - PR Web (press release)

Debt Consolidation Connection

Freedom Debt Relief Offers Tips to Help Consumers Evaluate Legitimate Debt … PR Web (press release) Programs typically provide better repayment terms than a Chapter 13 bankruptcy filing and do not leave a permanent bankruptcy judgment on one's record. … GAO: Some debt-settlement schemes worse than uselessConsumerReports.org (blog) all 4 news articles »

S.D. City Attorney Calls Bankruptcy Speculation - San Diego Business Journal
The people pushing for Chapter 9 (municipal bankruptcy) are magic potion type people. It’s silly,” said Goldsmith. “It doesn’t help us, and it would cost the city $100 million to $300 million.” Calls for the city to at least consider the

Judge authorizes U.S. marshals to enter Hecker home - Minneapolis Star Tribune
Federal marshals will be allowed to help a bankruptcy trustee gain access to the Medina home of former car dealer Denny Hecker and his girlfriend Christi Rowan, according to a court order issued Monday by U.S. Bankruptcy Judge Robert Kressel. But the

Company improves offer for Mall of La.’s owner - Baton Rouge Advocate
INDIANAPOLIS (AP) — Mall owner Simon Property Group Inc. said Thursday it has improved an offer it made earlier this month to help finance the bankruptcy exit of its biggest rival, General Growth Properties — the owner of the Mall of Louisiana

Exchange in brief - Savannah Morning News
INDIANAPOLIS - Mall owner Simon Property Group says it has improved its offer to help finance the bankruptcy exit of its biggest rival, General Growth Properties. The Indianapolis company will backstop a $1.5 billion credit facility General Growth

S.D. City Attorney Calls Bankruptcy Speculation - San Diego Business Journal
The people pushing for Chapter 9 (municipal bankruptcy) are magic potion type people. It’s silly,” said Goldsmith. “It doesn’t help us, and it would cost the city $100 million to $300 million.” Calls for the city to at least consider the

Judge authorizes U.S. marshals to enter Hecker home - Minneapolis Star Tribune
Federal marshals will be allowed to help a bankruptcy trustee gain access to the Medina home of former car dealer Denny Hecker and his girlfriend Christi Rowan, according to a court order issued Monday by U.S. Bankruptcy Judge Robert Kressel. But the

Company improves offer for Mall of La.’s owner - Baton Rouge Advocate
INDIANAPOLIS (AP) — Mall owner Simon Property Group Inc. said Thursday it has improved an offer it made earlier this month to help finance the bankruptcy exit of its biggest rival, General Growth Properties — the owner of the Mall of Louisiana

Exchange in brief - Savannah Morning News
INDIANAPOLIS - Mall owner Simon Property Group says it has improved its offer to help finance the bankruptcy exit of its biggest rival, General Growth Properties. The Indianapolis company will backstop a $1.5 billion credit facility General Growth

Consumers Using Debt Relief Programs to Avoid - PR Inside
Courts determined 1,412,838 people filed for personal bankruptcy. Bankruptcy is the most drastic measure for debt relief : and consumers should investigate every option before they declare. Fortunately, there are other professional programs Americans

Consumers Using Debt Relief Programs to Avoid - PR Inside
Courts determined 1,412,838 people filed for personal bankruptcy. Bankruptcy is the most drastic measure for debt relief : and consumers should investigate every option before they declare. Fortunately, there are other professional programs Americans

Use these questions to help students understand today’s - CNN
ENDO: Republicans are taking issue with the Democrats’ proposal to have banks set aside funds in case of a bankruptcy. But Democrats say their plan would set up an early warning system to spot another financial meltdown. SEN. MARK WARNER, (D

Hecker Bankruptcy Trustee Seeks U.S. Marshals’ Help - Wall Street Journal
Randall L. Seaver is used to not being welcomed with open arms as he undertakes his quest to recover the assets of former auto mogul Denny Hecker for the benefit of Hecker’s creditors, who are owed hundreds of millions of dollars. But this time

Judge authorizes U.S. marshals to enter Hecker home - Minneapolis Star Tribune
Federal marshals will be allowed to help a bankruptcy trustee gain access to the Medina home of former car dealer Denny Hecker and his girlfriend Christi Rowan, according to a court order issued Monday by U.S. Bankruptcy Judge Robert Kressel. But the

Hot Off the Wire: Nortel to let bankruptcy post go - Local Tech Wire
SAN FRANCISCO — Telecom equipment maker Nortel Networks Corp. says the Ontario Superior Court of Justice has extended a break in its court case to help it continue selling off and restructuring its operations, the AP reported. The stay of court

The Bankruptcy Process - Know What to Expect and Retain - PRLog (free press release)
Choosing bankruptcy is not always easy as there are many laws to abide by and court procedures to follow. An experienced lawyer needs to be retained in order to help a debtor through this difficult process. Do not rely on do-it-yourself bankruptcy

Bankruptcy Trustee Seeks Help In Hecker Case - WCCO
The trustee handling former auto mogul Denny Hecker’s bankruptcy case says he needs help from the U.S. marshals to retrieve items from Hecker’s home in Medina. The St. Paul Pioneer Press reports Thursday that Hecker’s girlfriend, Christi Rowan, has

Use these questions to help students understand today’s - CNN
ENDO: Republicans are taking issue with the Democrats’ proposal to have banks set aside funds in case of a bankruptcy. But Democrats say their plan would set up an early warning system to spot another financial meltdown. SEN. MARK WARNER, (D

Hecker Bankruptcy Trustee Seeks U.S. Marshals’ Help - Wall Street Journal
Randall L. Seaver is used to not being welcomed with open arms as he undertakes his quest to recover the assets of former auto mogul Denny Hecker for the benefit of Hecker’s creditors, who are owed hundreds of millions of dollars. But this time

Judge authorizes U.S. marshals to enter Hecker home - Minneapolis Star Tribune
Federal marshals will be allowed to help a bankruptcy trustee gain access to the Medina home of former car dealer Denny Hecker and his girlfriend Christi Rowan, according to a court order issued Monday by U.S. Bankruptcy Judge Robert Kressel. But the

Hot Off the Wire: Nortel to let bankruptcy post go - Local Tech Wire
SAN FRANCISCO — Telecom equipment maker Nortel Networks Corp. says the Ontario Superior Court of Justice has extended a break in its court case to help it continue selling off and restructuring its operations, the AP reported. The stay of court

The Bankruptcy Process - Know What to Expect and Retain - PRLog (free press release)
Choosing bankruptcy is not always easy as there are many laws to abide by and court procedures to follow. An experienced lawyer needs to be retained in order to help a debtor through this difficult process. Do not rely on do-it-yourself bankruptcy

Bankruptcy Trustee Seeks Help In Hecker Case - WCCO
The trustee handling former auto mogul Denny Hecker’s bankruptcy case says he needs help from the U.S. marshals to retrieve items from Hecker’s home in Medina. The St. Paul Pioneer Press reports Thursday that Hecker’s girlfriend, Christi Rowan, has

Tribune gets creditor agreement on bankruptcy exit - Reuters
NEW YORK (Reuters) - U.S. newspaper publisher Tribune Co said on Thursday it has agreed with creditors on a plan that would help it exit bankruptcy protection later this year. The publisher of the Chicago Tribune and Los Angeles Times, which filed

UPDATE 1-Body armor maker Point Blank files for - Reuters
Point Blank said it had obtained a $20 million debtor-in-possession, or DIP, loan to help fund its bankruptcy. The company said in its court filing that it had hired Scott Avila of CRG Partners Group LLC as chief restructuring officer to help it in

Tribune close to bankruptcy exit - The Guardian
US newspaper publisher Tribune Company has agreed a plan with creditors that could help it exit bankruptcy protection later this year. The owner of the Chicago Tribune and Los Angeles Times , which filed for bankruptcy protection in December 2008

Mall owner Simon now offers aid to its rival - St. Louis Post-Dispatch
Simon, the nation’s largest mall operator, on Wednesday offered to help finance General Growth Properties Inc.’s exit from bankruptcy in exchange for a quarter stake in the No. 2 mall owner. Analysts suggested Simon may have backed off a bid for a

Tribune gets creditor agreement on bankruptcy exit - Reuters
NEW YORK (Reuters) - U.S. newspaper publisher Tribune Co said on Thursday it has agreed with creditors on a plan that would help it exit bankruptcy protection later this year. The publisher of the Chicago Tribune and Los Angeles Times, which filed

UPDATE 1-Body armor maker Point Blank files for - Reuters
Point Blank said it had obtained a $20 million debtor-in-possession, or DIP, loan to help fund its bankruptcy. The company said in its court filing that it had hired Scott Avila of CRG Partners Group LLC as chief restructuring officer to help it in

Tribune close to bankruptcy exit - The Guardian
US newspaper publisher Tribune Company has agreed a plan with creditors that could help it exit bankruptcy protection later this year. The owner of the Chicago Tribune and Los Angeles Times , which filed for bankruptcy protection in December 2008

Mall owner Simon now offers aid to its rival - St. Louis Post-Dispatch
Simon, the nation’s largest mall operator, on Wednesday offered to help finance General Growth Properties Inc.’s exit from bankruptcy in exchange for a quarter stake in the No. 2 mall owner. Analysts suggested Simon may have backed off a bid for a

Debt Settlement - How to Eliminate Unsecured Debt by 50 - PRLog (free press release)
individual in America has three primary goals - eliminate unsecured debt, reduce the monthly outflow and avoid the disastrous decision of bankruptcy. There are many relief options that will help you achieve the first or the second but it is very

Don’t view bankruptcy as solution - Columbia Daily Tribune
You asked about filing for bankruptcy. It might help you get back the money taken with the levy, but only if you file quickly and can prove that the funds in your account should be exempt. Contact a bankruptcy attorney, and he or she will let you

UAE bankruptcy law needed to prevent problems - ArabianBusiness.com
NEW LAW: Dubai’s Chamber of Commerce’s vice chairman said that the UAE must pass a bankruptcy law to help mitigate future financial difficulties. (Getty Images) The UAE must pass a bankruptcy law to help mitigate future financial difficulties of the

Bankruptcy Or Debt Settlement - Help With Choosing the - PRLog (free press release)
PR Log (Press Release) – Apr 12, 2010 – Bankruptcy is a permanent form of debt relief. All your assets shall be liquidated and all your liabilities shall be discharged. Once you use this option, you will be back to zero and you just have to start

Plan Clears Way for Tribune to Exit Bankruptcy - New York Times
The Tribune Company , the newspaper publisher, said Thursday that it had agreed with creditors on a plan that would help it exit bankruptcy protection later this year. The company, which publishes the Chicago Tribune and Los Angeles Times, said that

Tribune Lenders Say Bankruptcy Plan Unfair - ABC News
bankruptcy court in Wilmington, Delaware, two dozen lenders holding more than $3.6 billion of claims said it was “premature and misleading” for Tribune on April 8 to announce an accord with creditors that would help it emerge from Chapter 11

Tribune close to bankruptcy exit - The Guardian
US newspaper publisher Tribune Company has agreed a plan with creditors that could help it exit bankruptcy protection later this year. The owner of the Chicago Tribune and Los Angeles Times , which filed for bankruptcy protection in December 2008

Tribune gets creditor agreement on bankruptcy exit - Reuters
NEW YORK (Reuters) - U.S. newspaper publisher Tribune Co said on Thursday it has agreed with creditors on a plan that would help it exit bankruptcy protection later this year. The publisher of the Chicago Tribune and Los Angeles Times, which filed

Debt Settlement - How to Eliminate Unsecured Debt by 50 - PRLog (free press release)
individual in America has three primary goals - eliminate unsecured debt, reduce the monthly outflow and avoid the disastrous decision of bankruptcy. There are many relief options that will help you achieve the first or the second but it is very

Don’t view bankruptcy as solution - Columbia Daily Tribune
You asked about filing for bankruptcy. It might help you get back the money taken with the levy, but only if you file quickly and can prove that the funds in your account should be exempt. Contact a bankruptcy attorney, and he or she will let you

UAE bankruptcy law needed to prevent problems - ArabianBusiness.com
NEW LAW: Dubai’s Chamber of Commerce’s vice chairman said that the UAE must pass a bankruptcy law to help mitigate future financial difficulties. (Getty Images) The UAE must pass a bankruptcy law to help mitigate future financial difficulties of the

Bankruptcy Or Debt Settlement - Help With Choosing the - PRLog (free press release)
PR Log (Press Release) – Apr 12, 2010 – Bankruptcy is a permanent form of debt relief. All your assets shall be liquidated and all your liabilities shall be discharged. Once you use this option, you will be back to zero and you just have to start

Plan Clears Way for Tribune to Exit Bankruptcy - New York Times
The Tribune Company , the newspaper publisher, said Thursday that it had agreed with creditors on a plan that would help it exit bankruptcy protection later this year. The company, which publishes the Chicago Tribune and Los Angeles Times, said that

Tribune Lenders Say Bankruptcy Plan Unfair - ABC News
bankruptcy court in Wilmington, Delaware, two dozen lenders holding more than $3.6 billion of claims said it was “premature and misleading” for Tribune on April 8 to announce an accord with creditors that would help it emerge from Chapter 11

Tribune close to bankruptcy exit - The Guardian
US newspaper publisher Tribune Company has agreed a plan with creditors that could help it exit bankruptcy protection later this year. The owner of the Chicago Tribune and Los Angeles Times , which filed for bankruptcy protection in December 2008

Tribune gets creditor agreement on bankruptcy exit - Reuters
NEW YORK (Reuters) - U.S. newspaper publisher Tribune Co said on Thursday it has agreed with creditors on a plan that would help it exit bankruptcy protection later this year. The publisher of the Chicago Tribune and Los Angeles Times, which filed

Money Makeover Debt burden eased, she seeks fresh start - Seattle Times

Seattle Times

Money Makeover Debt burden eased, she seeks fresh start Seattle Times "It became too much," Hernandez said, adding that she finally cracked and decided to file for bankruptcy when her boyfriend asked her to pick up eggs on the … and more »

Bankruptcy: LA’s best option? - Los Angeles Daily News

Bankruptcy: LA's best option? Los Angeles Daily News "We were lucky in the sense we were able to get the federal government to help us out with our health system. But we learned from it. … and more »

Bankruptcy And Its Effects On Personal Finances: Online Bankruptcy Help Critical - BatchBuzz (satire)

IdahoStatesman.com

Bankruptcy And Its Effects On Personal Finances: Online Bankruptcy Help Critical BatchBuzz (satire) This could invariably help you to reorganize your sagging business. A bankruptcy under chapter 11 could be filed a sole proprietary firm, a partnership firm … Can a Chapter 13 Bankruptcy Really Stop My Residential Foreclosure?Stock Markets Review Debt & Bankruptcy on the Rise: Consumers Find Debt Relief With Credit-carddebt.comPR-CANADA.net (press release) all 23 news articles »

Greece: Bankruptcy hovers - BBC News (blog)

Washington Post

Greece: Bankruptcy hovers BBC News (blog) The longer the crisis continues the more Germany is put under pressure to help resolve it. In the past appeals to European unity would have papered over the … Greece Faces Bankruptcy as Interest Rates SoarMoneynews (blog) Standing At Thermopylae: Greek Economic Situation Worsening FastHuffington Post (blog) Timeline: Greece's debt crisisReuters Financial Post -The Observer all 4,739 news articles »

Health reform to benefit NH families, small businesses - Seacoastonline.com

The Hindu

Health reform to benefit NH families, small businesses Seacoastonline.com From small businesses owners who are forced to choose between bankruptcy or health care for their employees, to parents struggling to put food on the table … Holt on health care vote: Decision made after weighing all the argumentsAsbury Park Press Buying health: who pays?The Hindu Hardy Brown: What's On My MindBlack Voice News all 387 news articles »

Forgiven credit card debt leads to a big tax bill - Los Angeles Times

Forgiven credit card debt leads to a big tax bill Los Angeles Times But dipping into a 401(k) to pay unsecured debts may still be a bad move if there is any chance you'll wind up in Bankruptcy Court, because retirement funds … and more »

Money Makeover Debt burden eased, she seeks fresh start - Seattle Times

Seattle Times

Money Makeover Debt burden eased, she seeks fresh start Seattle Times "It became too much," Hernandez said, adding that she finally cracked and decided to file for bankruptcy when her boyfriend asked her to pick up eggs on the … and more »

Bankruptcy: LA’s best option? - Los Angeles Daily News

Bankruptcy: LA's best option? Los Angeles Daily News "We were lucky in the sense we were able to get the federal government to help us out with our health system. But we learned from it. … and more »

Bankruptcy And Its Effects On Personal Finances: Online Bankruptcy Help Critical - BatchBuzz (satire)

IdahoStatesman.com

Bankruptcy And Its Effects On Personal Finances: Online Bankruptcy Help Critical BatchBuzz (satire) This could invariably help you to reorganize your sagging business. A bankruptcy under chapter 11 could be filed a sole proprietary firm, a partnership firm … Can a Chapter 13 Bankruptcy Really Stop My Residential Foreclosure?Stock Markets Review Debt & Bankruptcy on the Rise: Consumers Find Debt Relief With Credit-carddebt.comPR-CANADA.net (press release) all 23 news articles »

Greece: Bankruptcy hovers - BBC News (blog)

Washington Post

Greece: Bankruptcy hovers BBC News (blog) The longer the crisis continues the more Germany is put under pressure to help resolve it. In the past appeals to European unity would have papered over the … Greece Faces Bankruptcy as Interest Rates SoarMoneynews (blog) Standing At Thermopylae: Greek Economic Situation Worsening FastHuffington Post (blog) Timeline: Greece's debt crisisReuters Financial Post -The Observer all 4,739 news articles »

Health reform to benefit NH families, small businesses - Seacoastonline.com

The Hindu

Health reform to benefit NH families, small businesses Seacoastonline.com From small businesses owners who are forced to choose between bankruptcy or health care for their employees, to parents struggling to put food on the table … Holt on health care vote: Decision made after weighing all the argumentsAsbury Park Press Buying health: who pays?The Hindu Hardy Brown: What's On My MindBlack Voice News all 387 news articles »

Forgiven credit card debt leads to a big tax bill - Los Angeles Times

Forgiven credit card debt leads to a big tax bill Los Angeles Times But dipping into a 401(k) to pay unsecured debts may still be a bad move if there is any chance you'll wind up in Bankruptcy Court, because retirement funds … and more »